Access denied updating a dream
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The longest video on his channel yet, it has attracted a good amount of attention in the first 24 hours, particularly on reddit, where long discussions broke out in a handful of popular sub-reddits, including /r/Futurology, /r/Economics, /r/videos, and /r/CGPGrey itself.It's a departure from his typical style, which is usually something of a depth dive on a purely factual, but complex, topic.
Conventional loans are the most widely available and often the most cost-effective and sustainable mortgages available.“Although the nation’s banks have largely recovered from the financial crisis,” continued CRL, “the 2015 HMDA data illustrate that they are not using their rebuilt capital to create homeownership opportunities, particularly not for borrowers of color and low-income families.” “Before the Great Recession,” added Rothstein, “half of all African-Americans owned their own homes. Before the Great Recession, the net worth of African-American homeowners averaged 4,000. This was not a natural calamity that befell the Black middle class but one precipitated in part by unlawful banking and governmental practices.” When it comes to homeownership, the facts are clear.The real question for Black America is, ‘what do we intend to do about it?The database user name aaaa-dr90 is the user name for the site in its original location - for some reason it doesn't seem to be picking up the new user in Any thoughts on what I have forgotten to change in this migration process ? Pre-order today "One of the most profound findings of Soyer’s book is how desperately these young people want to make a change in their lives...
Cognitive scientist and public intellectual Steven Pinker urges us to step back from the gory headlines and prophecies of doom, and instead, follow the data: In seventy-five jaw-dropping graphs, Pinker shows that life, health, prosperity, safety, peace, knowledge, and happiness are on the rise.
More Blacks now live in the suburbs than in urban ghettos, and approximately one-third of Black Americans have incomes higher than that of the respective median earnings.
So why is access to homeownership still so out of reach for consumers of color?
the connection of the American Dream mythology to institutions of change is a worthy contribution, and Soyer’s critical gaze as a result of having grown up in Germany is unique.""Soyer situates her analysis of young men’s desistance efforts in a broader critique of the American myth of meritocracy.
She skillfully weaves ethnographic data and social theory to show how the young men’s lives are shaped by their social circumstances, juvenile justice system involvement, and the cultural narratives that rationalize and enable their marginalization.
“The HMDA data has shown a persistent difference in denial rates by race and ethnicity and this year is no exception,” wrote CRL.